RAM Rating Services Berhad

RAM Rating Services Berhad ("RAM Ratings") is Malaysia’s leading domestic credit-rating agency. Renowned for our independent views, our credit ratings are highly regarded in both the domestic and regional markets, and are used as benchmarks and points of reference by investors of fixed-income securities and the credit market at large. We are firmly committed to providing the financial market with unbiased, timely credit opinions, as well as research and data on ringgit-denominated bonds.

We offer a full range of credit-rating services to clients that encompass established multinationals, public and private corporations, and Government-linked companies, operating across a broad spectrum of industries and business sectors. Our expertise includes Islamic ratings, the claims-paying ability of insurance companies, bank ratings, mortgage-backed bonds and asset-backed securities. In addition, RAM has the distinction of being the first domestic agency to assign credit ratings to both debt- and partnership-based sukuk.

In March 2007, RAM Ratings was recognised as an External Credit Assessment Institution ("ECAI") by Bank Negara Malaysia. As a nationally recognised ECAI, our ratings can be used to determine the weight of financial institutions’ various credit-risk exposures under BASEL II.


RAM Consultancy Services Sdn Bhd

RAM Consultancy Services Sdn Bhd (RCS) is a wholly-owned subsidiary of Rating Agency Malaysia Berhad (RAM). The consulting company was incorporated on 31st May 2000 as one of RAM's business diversification thrusts to provide value-added information and advisory services. It provides a range of consulting services that are derived from analytical expertise and resources built up over the years in conducting economic studies, assessing industry performance and evaluating corporate credit risk.

As a multi-disciplinary advisory firm, RCS provides specialised services that public sector agencies and businesses demand to move ahead. These services are built upon the expertise developed over the years in corporate credit risk analysis, economics and industry studies and corporate restructuring. The advantages that RCS is able to offer include:

1.  Macroeconomic perspectives and corporate insights
2.  Independent and objective review
3.  Pioneering expertise and strategic partners


RAM Ratings (Lanka) Limited (RAM Lanka)

RAM Ratings (Lanka) Limited (RAM Lanka) is a wholly owned subsidiary of RAM Holdings Berhad. RAM Lanka is licensed by the Securities and Exchange Commission of Sri Lanka and is also officially accredited to rate all financial institutions and non-bank financial institutions regulated by the Central Bank of Sri Lanka.

RAM Lanka is modeled as a domestic rating agency, akin to RAM Ratings' own business model. RAM Lanka is committed to provide fair and quality credit ratings and to take on an active role in the development of the Sri Lankan bond market.

Please visit RAM Lanka's website at www.ram.com.lk