Credit Track
RAM Credit Info’s 24/7 online information portal allows access to detailed information on companies, businesses and individuals vis-à-vis bankruptcy, litigation cases, winding-up petitions, trade reference information, addresses, shareholdings, and the number of credit enquiries made on a particular subject over the years.  You can conduct company and business searches on statutory information from the Companies Commission of Malaysia as well as bankruptcy and liquidation searches in the form of certified investigations made at the offices of the official assignee and official receiver.  – all at the convenience of your computer.  Through our shareholder DP Information Network Pte Ltd, we have access to extensive corporate, business and individual searches in Singapore as well.

In addition to functioning as a data warehousing specialist, RAM Credit Info offers value added credit solutions such as financial snapshots of past years’ summaries of profit and loss performance, enhanced by key ratios.  For more in-depth analysis, we provide business rating reports which encompass credit-risk assessments on companies, with assigned ratings and probability of default.  We employ predictive and robust statistical rating models based on profitability, capital structure, liquidity, business activity, growth and size. Our credit models are based on internationally tested models that have been fine tuned to local perspectives.

Red Alert and Business Watch
RAM Credit Info’s monitoring services provide alerts on new developments in credit and legal standing of companies and individuals.  Through our business watch service, you can kept updated on the changes in the businesses of customers, suppliers, partners and competitors.

Trade Bureau
RAM Credit Info has an established platform that is independent and neutral, which allows the sharing of customers’ payment records and behaviour.  Our comprehensive database includes critical credit information on a vast and still-expanding array of industries, including automotive, licensed money-lending, distribution of building materials, logistics, electrical and electronics, heavy construction equipment, metal trading, and information and communication technology.  Our database alerts credit guarantors of defaulting customers and serve as a tool for recovery of delinquent debts.

Please visit RAM Credit Info’s website at www.ramcreditinfo.com.my


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