Jennifer Chung, an experienced corporate banker and credit analyst is currently the Director of Valoris Sdn Bhd, a training and business consultancy company and a trainer for RAM Holdings Berhad.

Prior to co-founding Valoris, Jennifer spent the earlier part of her career with Rating Agency Malaysia Berhad before joining Citigroup’s Corporate & Investment Banking Division in Kuala Lumpur - garnering over a decade of experience in the financial services industry. In her last and previous role as Vice President in the Corporate Banking Division in Citigroup, she was instrumental in the marketing and structuring of local loan products, USD syndicated loans and domestic bond offerings for the local conglomerates as well as large multi-national companies. Her earlier experience as credit analyst saw her involvement in the credit analysis of a myriad of corporations and project financing programs.

She received her degree in Accountancy from Curtin University of Technology.